Services
Medicare Supplements |
Medicare Supplement products exist to provide coverage for costs not covered by Original Medicare. The plans are standardized but the costs are not and do vary from company to company. At Advocate Financial Partners we have many carrier partnerships to help make sure that our agents can provide the best solution to each client’s specific needs and budget. We specialize in personal service, taking the time to determine every person’s needs to find that perfect match.
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Retirement Planning |
Planning for retirement is best done before you retire but can be done at any age. Our agents understand this: If you don’t have a strategy, you should start on it now. And if you do, your strategy is a “living document” that needs constant review and updating. The good news is we can help with this. Getting customers ready for a comfortable, secure future is our job and our passion.
Retirement income planning means putting things in order to get the most from your assets in future years and to make things easier for loved ones when you’re gone.Your future is too important to be left to chance. Advocate Financial Partners wants to join with you for the long run, to help manage and prepare for what can — and cannot — be anticipated. Every day we strive to educate and empower our clients to help them reach their retirement goals. |
Annuities |
Annuities are best known for tremendous safety. They can also be used to protect or increase your savings, or provide a protected stream of income that cannot be outlived. In addition, some provide death benefit riders to help support survivors. With people living longer, many are concerned about “outliving” their savings. Annuities may be the answer to that problem.
There are different types of annuities so it’s important to make sure you get solid guidance about what may be best for your specific retirement strategy. Fixed annuities deliver a guaranteed payment over time and can be “linked” to equity markets, which can provide potential for enhanced gains. Let us help you find what best suits where you are headed. |
Long Term and
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The old way of offering Long Term Care (you don't use it you lose it) is a thing of the past. Let us show you how to set up Long Term Care protection - but if you don't use it , its paid to your family as Life Insurance.
Many people believe that Medicare generally covers nursing home stays. Unfortunately, there are many costs associated with nursing home stays that are not covered. This makes it important to review what coverage options are available and which one might be right for you and your family. This becomes more and more important as people continue to live longer. Recent statistics show that a private nursing home stay can cost more than $80,000. The government says the average length of stay is more than 800 days. The Wall Street Journal reported that of those who turn 65, more than 70% will eventually need Long Term Care. Long Term Care may not be an option for everyone, which is why we also have Short Term Care plans available. This is affordable protection against unanticipated events that can create serious financial damage. It deserves thought and discussion. Additionally, if possible, most people would prefer to stay in their home. Home Health Care coverage may be just the thing that prevents a nursing home stay. |
Life Insurance |
Life Insurance is financial protection against the unexpected. It is important to have coverage at every age. For younger families Life Insurance can help keep a family in their home following a loss, help with school costs, and provide the assistance a spouse needs to get by. But Life Insurance can be equally important to older people. And yes, seniors, even retirees, can get life insurance. It can help protect against high funeral, burial, and other “final expenses” (which reports now place at $20,000 or more). Further, it can help a surviving spouse supplement Social Security income, perhaps even allow you to leave a caring legacy for those left behind. We have a very extensive portfolio of final expense, universal life, term life and whole life products available to meet all of our clients needs. |
Specialty Health |
As you age, the need for dental, vision, and critical care coverage is as crucial as ever. However, Original Medicare’s coverage for these needs are limited, at best. We have a product to cover the plans that you may lose when you retire such as dental insurance, visions insurance and certain critical care policies. Critical care insurance can provide some coverage for conditions such as cancer, heart attack, and stroke, all of which can result in high medical bills.
These types of coverage ensure our agents can meet all of their clients needs as they age. |
Life Insurance has changed!
Having an Indexed Universal Life Policy is a great way to plan for your retirement by capturing the upside potential of investing in a risky product while still maintaining the protection of a safe product. Learn more about having an IUL by watching this video!
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Advocate Financial Partners
Located In IL, FL, TX, OK,LA Home Office address: 2821 W. Seventh St Suite 515 Fort Worth, Tx 76107 Decatur Office: 114 E Main Suite C3 Decatur, Tx 76234 +1 817-635-0280 |
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